Find Your Dream Home With Creative Financing
Discover how our flexible financing options can help you become a homeowner, even if you've been turned down by traditional lenders.
Flexible Buying Options
Seller Financing
Buy a home without going through a traditional bank. The seller acts as the lender, allowing for more flexible terms and qualification requirements.
- No bank qualification
- Flexible down payment
- Faster closing process
Lease Option
Rent a home with the option to buy it within a specified timeframe. Part of your monthly rent goes toward your down payment.
- Move in immediately
- Build equity while renting
- Time to improve credit
Traditional Financing
We also work with buyers who qualify for conventional, FHA, VA, and other traditional mortgage options. We can help guide you through the process.
- Lower interest rates
- Longer loan terms
- Access to all properties
Who We Help
Self-Employed Buyers
Traditional lenders often make it difficult for self-employed individuals to qualify for mortgages, even with good income. Our seller financing options look beyond tax returns to your actual income.
- No need for 2+ years of tax returns
- Flexible income verification
- Common-sense underwriting
Credit Challenged Buyers
Had a bankruptcy, foreclosure, or other credit challenges? We understand that life happens and believe everyone deserves a second chance at homeownership.
- No minimum credit score
- Recent bankruptcies OK
- Focus on your future, not your past
Down Payment Assistance
Struggling to save for a down payment? Our flexible financing options can help you get into a home with a lower down payment than traditional lenders require.
- Lower down payment options
- Lease options with rent credits
- Flexible payment structures
First-Time Homebuyers
New to the homebuying process? We'll guide you through every step, from finding the right property to securing financing that works for your situation.
- Educational resources
- Step-by-step guidance
- Personalized support
How It Works
Initial Consultation
We'll discuss your homebuying goals, budget, and preferences to understand your unique situation.
Property Search
We'll help you find properties that match your criteria and are available with flexible financing options.
Financing Structure
We'll create a customized financing plan that works for your situation and helps you achieve homeownership.
Move Into Your Home
We'll handle all the paperwork and guide you through closing so you can move into your new home with confidence.
Success Stories
The Martinez Family
First-Time Homebuyers
"After being turned down by three different banks due to our self-employment income, we thought homeownership was out of reach. Trinity Northwest offered us seller financing with terms that worked for our budget. We've been in our home for over a year now and couldn't be happier!"
John Wilson
Credit Challenged Buyer
"After my divorce and bankruptcy, I thought I'd be renting for at least 7 years. Trinity Northwest offered me a lease option that allowed me to move into a beautiful home right away while rebuilding my credit. After 18 months, I was able to secure traditional financing and complete the purchase. Their team was supportive throughout the entire process."
Ready to Find Your Dream Home?
Contact us today to discuss your homebuying goals and discover how our creative financing options can help you achieve homeownership.